Why Homeowners Refinance
Refinancing isn’t just about rates — it’s about strategy. Whether you want to reduce monthly payments, shorten your loan term, or access your home’s equity, Russ can help identify the refinance option that best supports your financial goals.
Common Refinance Options
Why Homeowners Trust Russ
When you refinance, you want more than numbers — you want confidence. Russ offers personalized guidance, transparent communication, and access to top wholesale lenders nationwide.
📉 Rate Reduction Expertise
Russ reviews your full financial picture to ensure your refinance delivers lasting savings.
💬 Honest Guidance
No gimmicks, no surprises — just straightforward answers and reliable options.
⚡ Quick Closings
Streamlined process and strong lender relationships mean you can close faster and save sooner.
Russ Fitzpatrick
Mortgage Loan Originator • NMLS #2712875
Licensed in Florida, Georgia, and North Carolina
CMS Mortgage Solutions, Inc. • NMLS #212405
cmsmortgagesolutions.com
NMLS #212405 | Licensed to Do Business in the State of AL, AZ, CA, CO, DE, DC, FL, GA, ID, IN, LA, ME, MD, MI, MS, NM, NH, NC, OK, SC, PA, TN, TX, VA, and WV
A MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER
www.nmlsconsumeraccess.org
Equal Housing Opportunity
This page is maintained by Russ Fitzpatrick for educational and informational purposes.
It is not an official CMS Mortgage Solutions corporate page and does not constitute a loan
commitment or approval. All loans are subject to credit and underwriting approval.
© 2025 Worx Partner. All rights reserved.